Estate Planning

You've spent a lifetime building something. Let's make sure it goes where you want it to.

Estate planning isn't just about what happens when you die. It's about making sure your wishes are respected, your loved ones are protected, and as much as possible goes to the people you care about - not to unnecessary taxes or complications.

It's also one of the most overlooked areas of financial planning. Most people put it off. But it's one of the kindest things you can do for the people you love.
WHAT ESTATE PLANNING INVOLVES
More than just a will.
A lot of people think estate planning means writing a will. A will is an important part of it - but it's just the beginning.
Fountain pen
Wills

Without a will, the law decides what happens to your estate - and it may not be what you'd choose. We work with trusted specialists to help you get a proper will in place, one that reflects your wishes and is legally sound.

Older couple speaking with an adviser
Lasting Power of Attorney

An LPA allows someone you trust to make decisions on your behalf if you lose the capacity to do so yourself - whether through illness, accident, or age. There are two types: one for financial matters, one for health and welfare. Both are important. Neither should be left until it's urgent.

Elderly couple holding hands
Inheritance Tax Planning

The UK inheritance tax threshold hasn't kept pace with rising property values - which means more families are affected than ever before. There are legitimate, legal ways to reduce the impact. We'll help you understand where you stand and what options are available.

Safety deposit box
Trusts & Gifting

Trusts can be a powerful way to pass money to the next generation in a structured, tax-efficient way. So can sensible gifting strategies. We'll help you understand what's available and whether it makes sense for your situation.

Stack of documents
Pension Nominations

Your pension doesn't form part of your Will, so updating your Will doesn't update who receives it. Nominations don't change automatically either - not when you divorce, remarry, or have children. Many people haven't looked at theirs in years. It's worth checking.

Family selfie
A NOTE ON REGULATED VS NON-REGULATED
What we can do, and when we work with others.

Some areas of estate planning - like will writing and LPAs - are not regulated by the FCA. We work with a trusted network of solicitors and specialists to make sure you get the right advice in these areas.

Where financial advice is needed - inheritance tax planning, trust structures, pension nominations - we provide that directly as part of your wider financial plan.

Will Writing, Lasting Powers of Attorney & Funeral Plans are not part of the Quilter Financial Planning offering and is offered by referral only.

Don't leave it until later.

Estate planning is one of those things everyone knows they should do - and keeps putting off. If that sounds familiar, let's change that.

Book a free estate planning consultation
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