Your home may be repossessed if you do not keep up with repayments.
Let that just sit for a second.
This is the regulatory warning that the FCA say is mandatory to use whenever talking about mortgages.
It's on any illustration you will receive.
It's on your mortgage offer.
It's on every single piece of promotional material that lenders and advisers alike put out.
Why? BECAUSE IT IS IMPORTANT
So what could stop you keeping up with repayments?
Loss of income?
What can you do about it?
Well, there are policies that you can take out to protect you and your family from the financial fallout of any of these things happening.
I know money is tight at the moment.
But these policies can be tailored to your budget.
Premiums start at £5 per month*
I wouldn't be doing my job as an adviser if I didn't make my clients aware of the risks they face, and how they can mitigate against them.
In the 15 years I've been advising I've helped process my fair share of claim forms for clients. It's always harrowing.
But nothing, NOTHING, compares with the day I had to tell a client with cancer that they had declined the critical illness policy.
That day haunts me, still.
Take the damn cover.
For more in depth information, please contact us or call Rachael on 01323 436680 and book a FREE initial consultation today.
*£5 based on providers minimum premium levels. Each application is underwritten in terms of age, health and occupation