• Rachael Panteney

Your home may be repossessed if you do not keep up with repayments.

Let that just sit for a second.

This is the regulatory warning that the FCA say is mandatory to use whenever talking about mortgages.

  • It's on any illustration you will receive.

  • It's on your mortgage offer.

  • It's on every single piece of promotional material that lenders and advisers alike put out.


So what could stop you keeping up with repayments?


Serious illness?

Loss of income?

What can you do about it?

Well, there are policies that you can take out to protect you and your family from the financial fallout of any of these things happening.

I know money is tight at the moment.

But these policies can be tailored to your budget.

Premiums start at £5 per month*

I wouldn't be doing my job as an adviser if I didn't make my clients aware of the risks they face, and how they can mitigate against them.

In the 15 years I've been advising I've helped process my fair share of claim forms for clients. It's always harrowing.

But nothing, NOTHING, compares with the day I had to tell a client with cancer that they had declined the critical illness policy.

That day haunts me, still.

Take the damn cover.

For more in depth information, please contact us or call Rachael on 01323 436680 and book a FREE initial consultation today.

*£5 based on providers minimum premium levels. Each application is underwritten in terms of age, health and occupation

Willow Tree Financial Services.

A6 Chaucer Business Park,

Dittons Road, Polegate.

East Sussex, UK.

BN26 6QH

01323 436680


The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Your home may be repossessed if you do not keep up repayments on your mortgage. 

The Financial Conduct Authority does not regulate Will Writing & Estate Planning.

Willow Tree Financial Services is a trading style of Rachael Panteney, an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority.

The information and content within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

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