Want to take that first step on the property ladder?
A first property purchase can be an exciting, yet scary time.
Before you start looking for your dream home, you will need to know what’s actually within your price range. You should research not only how much you can borrow, but how much it will cost you to pay back each month.
Don’t forget to also allow for other essentials such as Life, Serious illness and income protection.
If you are buying a freehold property then Buildings Insurance is mandatory as a condition of the mortgage. If you are looking at a freehold property (flats) there may be additional maintenance charges to pay.
Book a free, initial, no obligation appointment with us so that we can get you Mortgage Ready.
We'll have a look at your circumstances and check over your documents so that when the times comes you look as attractive as possible to a lender, and are ready to go.
Obtaining an Agreement in Principal in advance not only lets you know what you can borrow, it will also give you credibility with estate agents and vendors. It shows you can potentially afford the properties you're viewing and that you're serious about buying.
We would love to help you get into your dream home.
Your home may be repossessed if you do not keep up repayments on your mortgage
Get in touch to book a free, no obligation meeting.
Call Rachael on 01323 436680 or email Rachael@Willowtree-fs.co.uk