• Rachael Panteney


Your mortgage repayments are likely your biggest monthly outgoing. Unfortunately it still needs paying even if you're unable to work.

As you know, your home is at risk if you cannot keep up repayments. So it’s vital to protect your and your family financially should something unexpected happen. This money can be the difference between keeping and losing your home.

There are events we can all face that have the potential to wreck families lives. It’s a difficult issue to think about, but imagine the impact on you and your family should the worst happen. It may not happen to you – we hope it doesn’t – but it might.

Take a typical non-smoking couple aged 40 for example; before they reach 65 they each run the following risks*:

  • A 13% chance of dying

  • A 26% chance of becoming seriously ill

  • A 59% chance of being unable to work for at least two months

  • A 73% chance of one of these events happening.

While there is no insurance that can prevent these things from happening, you can protect yourself and your family.

You may have plans in place already but are they sufficient and how long will they last? There are many extremely cost effective options available to you - get in touch to find out more. Rachael Panteney

Financial Adviser

Willow Tree Financial Services

01323 436680


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* Source: LV= Risk reality calculator February 2017.

Willow Tree Financial Services.

A6 Chaucer Business Park,

Dittons Road, Polegate.

East Sussex, UK.

BN26 6QH

01323 436680


The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Your home may be repossessed if you do not keep up repayments on your mortgage. 

The Financial Conduct Authority does not regulate Will Writing & Estate Planning.

Willow Tree Financial Services is a trading style of Rachael Panteney, an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority.

The information and content within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

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