• Rachael Panteney

I'm Getting Divorced. Do I need financial advice?

When long-term partners split up, mortgages, savings, tax and wills will need careful consideration to avoid hardship.

Splitting from a long-term partner, requires a complete financial re-evaluation.

Involving a financial adviser will ensure you begin single life on a good footing, with provision available to meet future financial goals.

Divorce can be stressful and it can be hard to remain amicable. But it is cheaper if you can stay on good terms, as it can minimise costly court involvement. One of the most difficult things to do is to reach a financial settlement you are both happy with.

We can help you to review projected budgets for you both and costs for supporting children or other dependants.

A divorce settlement can involve complex processes, especially with pensions and investments. These may need splitting or part earmarking for a spouse. All this must happen at the right point in the process so neither party loses out. If assets need to be sold we can help you do this as tax-efficiently as possible.

After the divorce you may feel financially and emotionally vulnerable. Your living costs may rise as you move from joint outgoings for housing and bills to running two separate households.

A divorce can affect retirement planning as your pension may need to be divided between you and your ex-spouse. We can help you reassess your priorities and ensure you still have adequate retirement provision.

We can help with a mortgage for a new property.

We can advise if protection products are needed to ensure child maintenance is still paid.

We can help with the implications for inheritance tax and to make new Wills to ensure your estate will go to those who matter to you.

Without financial advice, divorce can leave your family unprotected.

By speaking to us, we can help you to have everything set up soundly as you move on with your life.

Call us on 01323 436680 to book an appointment

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Willow Tree Financial Services.

A6 Chaucer Business Park,

Dittons Road, Polegate.

East Sussex, UK.

BN26 6QH

01323 436680


The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Your home may be repossessed if you do not keep up repayments on your mortgage. 

The Financial Conduct Authority does not regulate Will Writing & Estate Planning.

Willow Tree Financial Services is a trading style of Rachael Panteney, an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority.

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