• Rachael Panteney

Back to school budget tips

Children being back to school might have an impact on our household finances.

Here are a few tips for those with children at school. Please give this a save to refer back to every term going forward to refresh your memory and budget...

Pandemic proof your financial future


Pandemic proof your financial future

Tip 1

Update your household budget

Consider the costs of any travel, lunches, extra activities, breakfast and after school clubs. Make sure you add them to your budget sheet and factor them in to your monthly expenses.








Pandemic proof your financial future

Tip 2

Plan your back to school spending

Stationary, new shoes, a new lunchbox - all these things cost money. Look to the sales or considering allocating an amount every month to save up for 'essentials'.









Pandemic proof your financial future

Tip 3

Cut the cost of school uniforms

Shop second hand and look on places like eBay and Facebook Marketplace. We're all living a more sustainable approach to life so there is no need to shy away from openly asking the school or in local Facebook groups for second hand availability!






Pandemic proof your financial future

Tip 4

Label everything!

Reduce the possibility of losing items such as bags, lunch boxes, coats, shoes, uniform etc by labelling them with your child's name.n disco!









Pandemic proof your financial future

Tip 5

Save and plan for school holidays

Family days out to theme parks can cost the same as a holiday! Parents often dread the holidays - keeping the children entertained and the financial impact of doing so. Be creative and enjoy the "free" things in life (local parks and beaches) and if you are planning on days out and holidays, consider shopping for offers and promotions or add to a separate savings pot throughout the year.





Pandemic proof your financial future

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